Saratoga Moderately Conservative Balanced Allocation Portfolio Class I NMFQS:SMICX

Allocation--50% to 70% Equity | Saratoga

$11.20

↓ $-0.04 (-0.36%)

Last Updated: Feb 10, 2026

Fund Information

Fund Category Allocation--50% to 70% Equity

Fund Family Saratoga

Fund Style Large

ISIN US80343J6762

CUSIP 80343J676

Inception Date -

Domicile -

Country USA

Fiscal Year End -

NAV Chart

Fund Metrics

Net Assets $882.33K

Share Class Net Assets $-

Expense Ratio 1.98%

Expense Ratio Date -

Dividend Yield 0.03%

Morning Star Rating -

Morning Star Risk Rating -

Morning Star Category -

Performance

YTD Return 1.82%

1-Year Return 10.68%

3-Year Return 11.37%

5-Year Return 6.98%

NAV $11.20

Previous Close Price $11.24

Last Update 2025-12-31

Dividend Information

Dividend Yield 0.03%

Dividend (ttm) 0.17

Dividend Growth -58.12%

Payout Frequency Annual

Ex-Dividend Date n/a

Ratings

Morning Star Rating -

Morning Star Risk Rating -

Morning Star Category -

Beta (5Y) 1.23

About Saratoga Moderately Conservative Balanced Allocation Portfolio Class I

The Portfolio's main investment strategy is to invest in other Saratoga Advantage Trust mutual funds (the "Saratoga Funds") and/or unaffiliated registered investment companies and exchange-traded funds ("ETFs") (together with the Saratoga Funds, the "underlying funds"). It will invest in equity, fixed income and alternative instruments through its investments in the underlying funds.

Detailed Metrics

Market Cap Distribution

AverageMarketCap 45916.11%

Giant 10.08%

Large 9.32%

Medium 18.23%

Micro 2.97%

Small 11.87%

Value & Growth Metrics

Book-Value Growth % 7.08%

Cash-Flow Growth % 10.70%

Dividend Yield % 1.09%

Historical Earnings % 16.62%

Long-Term Earnings % 11.44%

Asset Allocation

Type	Net %	Long %	Short %	Category Average	benchmark
Bond	32.54%	32.86%	0.33%	42.35%	35.37%
Cash	14.91%	15.51%	0.61%	12.77%	0.00%
Non US Stock	6.02%	6.05%	0.03%	8.75%	8.03%
Not Classified	0.01%	0.01%	0.00%	0.66%	0.00%
Other	0.01%	0.01%	0.00%	8.25%	4.52%
US Stock	46.52%	46.52%	0.00%	53.77%	52.06%

Top Holdings

Name	Weight	Owned	Change
VANG-IN B I-ADM	24.70%	-	-
SARATOGA-LCG-I	19.60%	-	-
SARATOGA-L VAL-I	16.48%	-	-
SARATOGA-M/C-I	12.23%	-	-
DREYFUS-INS-IS	8.54%	-	-
EV-GL MAC AR-I	6.98%	-	-
VAN-ST BD I-ADM	6.42%	-	-
SARATOGA-S/C-I	5.49%	-	-
VANG-TO INT-ADM	3.81%	-	-
VANG-L/T BD-ADM	2.67%	-	-

See the full breakdown of SMICX fund's asset allocation and top holdings .

Sector Weights

Category	Subcategory	Amount %	Category Avg	Stocks %	Benchmark
Bond Sector	Cash and Equivalents	2.94%	15.88%	29.11%	0.01%
Bond Sector	Corporate	2.94%	19.62%	22.52%	27.47%
Bond Sector	Derivative	2.94%	6.52%	0.32%	0.00%
Bond Sector	Government	2.94%	40.60%	47.66%	49.10%
Bond Sector	Municipal	2.94%	0.16%	0.18%	0.03%
Bond Sector	Securitized	2.94%	17.23%	0.21%	23.39%
Cyclical	Basic Materials	3.55%	2.83%	0.00%	2.56%
Cyclical	Consumer Cyclical	9.19%	10.42%	0.00%	10.55%
Cyclical	Financial Services	14.76%	15.67%	0.00%	14.67%
Cyclical	Real Estate	3.68%	1.76%	0.00%	2.24%
Defensive	Consumer Defensive	3.74%	4.96%	0.00%	4.70%
Defensive	Healthcare	10.36%	10.74%	0.00%	9.66%
Defensive	Utilities	2.94%	3.08%	0.00%	2.34%
Sensitive	Communication Services	4.87%	9.41%	0.00%	9.67%
Sensitive	Energy	2.34%	3.23%	0.00%	3.05%
Sensitive	Industrials	21.53%	9.83%	0.00%	9.66%
Sensitive	Technology	23.04%	28.07%	0.00%	30.89%

World Regions

Region	Subregion	Category Average	Stocks Percent	Benchmark
Americas	Latin America	0.33%	0.35%	0.29%
Americas	North America	87.25%	90.23%	87.95%
Greater Asia	Asia Developed	1.82%	1.37%	0.94%
Greater Asia	Asia Emerging	1.03%	1.52%	0.95%
Greater Asia	Australasia	0.42%	0.37%	0.70%
Greater Asia	Japan	1.84%	1.30%	2.46%
Greater Europe	Africa/Middle East	0.25%	0.37%	0.29%
Greater Europe	Europe Developed	5.12%	3.66%	4.93%
Greater Europe	Europe Emerging	0.06%	0.09%	0.08%
Greater Europe	United Kingdom	1.88%	0.74%	1.42%

Dividend History

Date	Amount	Unadjusted Amount	Currency	Declaration Date	Record Date	Payment Date	Period
2024-12-13	$0.263	$0.263	USD	-	-	-	-
2023-12-13	$0.089	$0.089	USD	-	2023-12-12	2023-12-14	Annual
2022-12-14	$0.000	$0.000	None	-	-	-	-
2021-12-15	$0.320	$0.320	USD	2021-12-15	2021-12-14	2021-12-15	Other
2020-12-16	$0.011	$0.011	USD	2020-12-16	2020-12-15	2020-12-16	Annual
2019-12-16	$0.256	$0.256	USD	2019-12-16	2019-12-13	2019-12-16	Other
2018-12-17	$0.265	$0.265	USD	2018-12-17	2018-12-14	2018-12-17	Other