JPMorgan Total Return A NMFQS:JMTAX

Under normal circumstances, 65% of the fund's net assets will be invested in securities that, at the time of purchase, are rated investment grade (or the unrated equivalent). Up to 35% of the fund's total assets may be invested in foreign securities, including emerging markets debt securities. Up to 25% of the fund's total assets may be invested in non-dollar denominated securities. Such investments may be issued or guaranteed by a wide variety of entities including governments and their agencies and instrumentalities, corporations, financial institutions and supranational organizations.