Harbor Core Bond Fund Retirement Class NMFQS:HCBRX

The fund invests primarily in investment-grade fixed income securities of issuers located in the U.S. Under normal market conditions, it invests at least 80% of its net assets, plus borrowings for investment purposes, in a diversified portfolio of fixed income instruments. The fund's average duration, as calculated by the Subadvisor, is normally equal to that of its benchmark, plus or minus 10%. At times, it may invest a large percentage of its assets in investment-grade mortgage-backed and asset-backed securities.