Home Bancorp Declares $0.31 Quarterly Dividend, Reports Q1 2026 Results
Home Bancorp, Inc. (NASDAQ: HBCP), the parent company of Home Bank, N.A., declared a quarterly cash dividend of $0.31 per share payable May 15, 2026. The Louisiana-based community bank reported first quarter net income of $11.4 million, or $1.45 per diluted share.
Home Bancorp, Inc. (NASDAQ: HBCP), the parent company of Home Bank, N.A., a Louisiana-based community bank, declared a quarterly cash dividend of $0.31 per share on April 20, 2026. The dividend will be paid May 15, 2026 to shareholders of record as of the close of business on May 4, 2026. Read more dividend announcements.
The dividend announcement accompanied the company's first quarter 2026 financial results, which showed net income of $11.4 million, or $1.45 per diluted share. That compared to $11.4 million, or $1.46 per diluted share, in the fourth quarter of 2025.
| Dividend Details | Date |
|---|---|
| Amount per Share | $0.31 |
| Record Date | May 4, 2026 |
| Payment Date | May 15, 2026 |
| Declaration Date | April 20, 2026 |
First Quarter Financial Performance
Return on assets increased to 1.30% for the first quarter, while net interest margin expanded ten basis points to 4.16%. Loans totaled $2.7 billion at March 31, 2026, down $15.9 million, or 0.6%, from December 31, 2025.
Deposits grew during the quarter, reducing the bank's loan-to-deposit ratio to 90%. The company opened a new full-service location in Tomball, Texas in March 2026.
Nonperforming and criticized loans increased during the quarter, though management said it does not anticipate material losses. President and CEO John W. Bordelon said the company remains focused on proactively identifying and resolving problem loans.
Capital Position and Share Repurchases
Shareholders' equity totaled $444.4 million at March 31, 2026, up $9.3 million, or 2%, from $435.1 million at December 31, 2025. The increase reflected quarterly earnings partially offset by increased accumulated other comprehensive loss on available-for-sale investment securities and shareholder dividends.
Preliminary Tier 1 leverage capital and total risk-based capital ratios stood at 12.11% and 15.65%, respectively, at quarter end, compared to 11.84% and 15.29% at December 31, 2025.
The company repurchased 4,332 shares of common stock during the first quarter at an average price of $58.00 per share. An additional 385,890 shares remain eligible for purchase under the 2025 repurchase plan.
Book value per share and tangible book value per share stood at $56.73 and $46.04, respectively, at March 31, 2026.
Expense Management
Noninterest expense totaled $22.9 million for the first quarter, down $106,000 from the fourth quarter of 2025. Compensation and benefits expense decreased $260,000, while franchise and shares tax expense fell $94,000. Those decreases were partially offset by increases in other expenses and data processing costs.
Noninterest income for the quarter totaled $3.7 million, down $260,000, or 7%, from the prior quarter. The decrease stemmed primarily from lower other income and bank card fees.